Shop insurance
Helping you to shop around
Safeguarding your shop's success
Our experience in the retail sector means that we understand the diversity of challenges faced by your business, and by also getting a better understanding of your operations, we deliver retail and shop insurance solutions that are right for your business risks.
Shop owners can avail of specially designed package insurance policies, with built-in flexibility allowing amendments to suit the risk in question, including operating at separate locations.
The main risks to shop owners include:
- Property damage caused by fire, storm, flood or bursting of pipes
- Theft of stock or money
- Injuries to members of the public visiting their shop
- Injuries to employees working in the shop
- Cyber & Hacking Risk
Whilst these are the well-known risks, a shop insurance policy from Howden can be extended to provide some additional retail insurance covers.